KSK Insurance Products Personal Lines Home Fire and Catastrophe Insurance for Dwelling House


 
It always pains us to see a home destroyed by fire or catastrophe.

Out of that, we have designed a product that is thorough, intuitive and extremely relevant for those exposed to such risks. You can count on KSK Insurance to be there for you. The basic coverage for this product includes:

•    Fire
•    Lightning (including damage to electrical appliance
     following the electrical injury caused by lightning)
•    Explosions
•    Vehicle impact
•    Aircraft
•    Water damage (not flood)
•    Catastrophe insurance
    -    windstorm coverage up to 100,000 Baht
    -    earthquake coverage up to 100,000 Baht
    -    flood coverage up to 100,000 Baht
 
Conditions for ‘catastrophe’:

•    Upon the declaration given by the Department of Disaster
     Prevention and Mitigation, declaration of the Cabinet of
     Ministers that a particular event has escalated to a
     ‘Catastrophe’.
•    The total claim for catastrophe damages must exceed 5 billion
     Baht
•    Earthquake with a magnitude of at least 7 on the Richter scale
•    Windstorm with wind speed of at least 120 kilometers per
     hour.

 

 

 

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