KSK Insurance Products Personal Lines Home Home Insurance Package

In the wake of the 2011 floods, most Thai people understand how devastating property loss can be. For many of us, these losses were personally and communally felt. Many homes are still poorly insured, and few are protected against future floods of a similar nature.

At KSK Insurance, we know the burdens you carry and we have carefully put together a product with solid basics and extensive optionals, so that no Thai resident should ever be priced out of something as essential as protecting their home.

•    Fire
•    Lightning (including damage to electrical appliance
     following the electrical injury caused by lightning)
•    Explosions
•    Vehicle impact
•    Aircraft
•    Water damage (not flood)
•    Catastrophe insurance
    -    windstorm coverage up to 100,000 Baht
    -    earthquake coverage up to 100,000 Baht
    -    flood coverage up to 100,000 Baht
Conditions for ‘catastrophe’:

•    Upon the declaration given by the Department of Disaster
     Prevention and Mitigation, declaration of the Cabinet of
     Ministers that a particular event has escalated to a
•    The total claim for catastrophe damages exceeds 5 billion
     baht per event that is within a 60-day duration and with a
     minimum of 2 claimers.
•    Earthquake with a magnitude of at least 7 on the Richter scale.
•    Windstorms with wind speed of at least 120 kilometers per




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